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Naeem siddiqi is a senior advisor in the risk research and quantitative division at sas. Good scorecards are not built by passing data solely through a series of programs or algorithmsthey are built when the data. Developing and implementing intelligent credit scoring, p63 may 2009 data expansion mark an, cibc page 19. Pdf credit risk scorecards developing and implementing. Building and implementing credit risk scorecards and is a frequent speaker on credit risk topics.
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